Pivot Realty Group Lenders

Luminate Bank

  • NameHelen Ruehmer
  • Licensenmls# 60717
  • Phone513-252-4063
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About

Hello!

A little about me; I'm a professional loan officer and mortgage loan consultant. I have been originating residential mortgage loans over 20 years creating a referral based business. I call myself a mortgage nerd because I am always studying the ever changing guidelines for conventional, VA, FHA and USDA loans. This allows me to provide accurate information and smooth closings.

Whether you are a first time home buyer, repeat buyer or investor, let my knowledge, experience and passion for the business guide you through the process and help you have a stress free experience.

I'm also a certified VMA (Veteran Mortgage Advisor) and Vice President of the local VAREP chapter (Veterans Association of Real Estate Professionals). VA is a benefit earned and it is important to me encourage military home ownership. I educate veterans, active military members and surviving spouses about the VA home loan benefit and dispel the myths. Who you work with matters when obtaining a home loan and this statement is especially true for VA home loans.

I lend nationwide. Loan Products: Conventional, VA, FHA, USDA and non-QM; i.e. bank statement loans for self-employed, DSCR loans for investors and more. Down payment assistance is available for qualifying borrowers. Credit action plans available to improve credit.

I look forward to talking to you about your home ownership goals. Do not hesitate to contact me. I'm here to help.

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About Solomon Wilburn

I'm passionate about helping people change their lives. That drives me every day.  This career in Real Estate allows me the chance to meet so many people from so many different walks of life.  Whether you are a prospective Home Buyer/Seller or someone evaluating a Career in Real Estate I'm excited to talk.  

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